Rates and Insurance.
Fees vary depending upon the service and whether the work is assessment or therapy, etc. Your therapist will be happy to discuss your particular situation and my fees with you. The fee for the typical initial session is $ 150.00 and any follow-up session(s) is $ 125.00.
Payment options - We accept cash, check, and all major credit / debit cards. We also accept most insurance plans and Health Savings Accounts (HSA)..
Payment for services is due in full at the time of service unless you have insurance (see Insurance / Billing below). If you do not have insurance, or prefer not to use your insurance, payment is due in full at the time of service (including copays). Once paid, you can submit the documentation for reimbursement to your insurance plan (when applicable).
If the fee cannot be paid in full at the appointment, two options are available:
1) Send in full payment before your next appointment
2) Bring full payment to the next appointment (including any payment due for the current session)
Dakotah Consulting Inc. / DCI Psychological Services may not schedule or hold follow up appointments until any outstanding balance is paid in full.
Co-pays are due at the time of service. Co-pays are the client’s responsibility in accordance with the contractual obligations and agreements of the insurance plan.
Non-payment of co-pays, or client balances, may result in termination of services until balances are paid. We understand that financial situations occur which can make paying a balance in full difficult. If you experience this type of difficulty, talk to your therapist as soon as possible so we can make the appropriate arrangements. If a bill remains unpaid after thirty (30) days, the office will call you to set up a payment schedule.
Insurance
If insurance is to be used for payment, the coverage is verified and approved prior to scheduling any appointments. If a different form of insurance (e.g. different insurance company, policy number, EAP, responsible party, etc.) is presented at the appointment, in most cases the session will not be held at that time, and will need to be rescheduled. This is required in order to prevent the client from being responsible for an unexpected out-of-pocket expense.
Services may be covered in full or in part by your health insurance or employee benefit plan, like a Health Savings Account (HSA). Please check your coverage carefully by asking the following questions:
Do I have mental health insurance benefits?
What is my deductible and has it been met?
How many sessions per year does my health insurance cover?
What is the coverage amount per therapy session?
Is approval required from my primary care physician?
Discount Fee Policy / Sliding Fee schedule:
It is the policy of Dakotah Consulting Inc. / DCI Psychological Services to provide essential medical / psychological services regardless of the patient’s ability to pay. Discounts are offered based upon household income and size. A sliding fee schedule is used to calculate the basic discount and is updated each year using the federal guidelines. Once approved, the discount will be honored and potential readjustments made periodically. Reduced fee services are available on a limited basis.
Currently, DCI Psychological Services is credentialed with all of the major insurance carriers:
Behavioral Healthcare Providers (BHP)
Blue Cross Blue Shield
HealthPartners
Medica / Optum
MN Health Care Program / Medical Assistance
Preferred1
Ucare
United Behavioral Heath (UBH)
Do you accept credit cards?
Yes, we accept all major credit and debit cards and Health Savings Accounts (HSA).
What is your cancellation policy?
If you do not show up for your scheduled therapy appointment, and you have not notified anyone at least 24 hours in advance, you )not insurance) will be charged $ 25.00 payable directly to DCI Psychological Services.